Flood

Home and renters policies do not cover flood damage. Learn how flood insurance works, why it’s purchased separately, and how to understand your property’s flood risk.

Flood: State of the Risk Facts + Statistics: Flood insurance Recovering from a flood

Homeowners and Renters Insurance

Do I need flood insurance for my home?

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Business Insurance

Are there any disasters my property insurance won't cover?

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Business Insurance

Does my business need flood insurance?

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Homeowners and Renters Insurance

Do I need flood insurance for my home?

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Catastrophe Season Resources

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Catastrophe modeling: A vital tool in the risk management box

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FROM THE GLOSSARY

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FLOOD INSURANCE

Coverage for flood damage is available from the federal government under the National Flood Insurance Program but is sold by licensed insurance agents. Flood coverage is excluded under homeowners policies and many commercial property policies. However, flood damage is covered under the comprehensive portion of an auto insurance policy. (See Adverse selection )