2022 natural catastrophes
Aon defines a catastrophe as a natural event that causes any of the following:
- $25 million or more in insured property losses
- ten deaths
- 50 people injured
- 2,000 filed claims or homes and structures damaged.
Aon’s natural catastrophe estimates include Puerto Rico and the U.S. Virgin Islands and include losses sustained by private insurers and government-sponsored programs such as the National Flood Insurance Program. They are subject to change as loss estimates are further developed.
| Peril |
Number of events |
Fatalities |
Economic losses (2) |
Insured losses (3) |
| Tropical cyclone |
5 |
328 |
$121,555 |
$43,717 |
| Severe convective storm |
49 |
99 |
68,579 |
53,967 |
| Wildfire, drought, heatwave |
9 |
1,033 |
10,519 |
5,548 |
| Winter weather |
6 |
89 |
6,809 |
4,020 |
| Flooding |
12 |
27 |
10,189 |
5,323 |
| Total |
81 |
1,576 |
$217,651 |
$112,575 |
(1) Natural disasters that cause at least $25 million in insured losses; or 10 deaths; or 50 people injured; or 2,000 filed claims or homes and structures damaged. Includes Puerto Rico and the U.S. Virgin Islands.
(2) Includes any direct physical damage or direct net loss business interruption costs.
(3) Includes losses sustained by private insurers and government-sponsored programs such as the National Flood Insurance Program. Subject to change as loss estimates are further developed. As of January 2025.
Source: Aon.
| Quarter |
Estimated insured losses |
| 1 |
$19,882 |
| 2 |
31,829 |
| 3 |
25,324 |
| 4 |
2,614 |
| Full year |
$79,649 |
(1) Natural disasters that cause at least $25 million in insured losses; or 10 deaths; or 50 people injured; or 2,000 filed claims or homes and structures damaged. Includes Puerto Rico and the U.S. Virgin Islands. Includes losses sustained by private insurers and government-sponsored programs such as the National Flood Insurance Program. Subject to change as loss estimates are further developed. As of January 2024.
Source: Aon.
