Pinnacle Actuarial Resources, Inc. (Pinnacle) was retained by the Insurance Information Institute (I.I.I.) to review a study carried out by ProPublica to investigate the relationship between historical liability losses and charged liability premium for predominately minority vs. predominately white ZIP codes.
This analysis included reviewing the data, R code, resulting models and the accompanying analysis report. The resulting report highlights the results of Pinnacle’s review of ProPublica’s approach and findings.

